A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to potential lenders.
Plus, how to maintain a strong credit score.
Is an 850 credit score worth chasing? See why perfect credit does not unlock better deals than an excellent score -- and what matters more.
Achieving a perfect 850 credit score takes decades. But you can copy the same habits and still get top loan rates and credit cards.