President Trump has called for a 10% cap on credit card interest rates. What to know to get a lender's best rates sooner.

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in the long run.

A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to ...

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

Ah credit scores, the adult version of a GPA. Isn't it incredible to think about how little we learned about this elusive number in school? As someone who was required to take an economics course in ...

Your credit score shapes every aspect of your mortgage terms, from your interest rate to your total repayment amount. Lenders ...

Big news for me this week… I checked my credit score and it's now sitting at 840! That means I'm just 10 points away from hitting the elusive perfect 850. Only about 1.5% of Americans ever see that ...

Truth is, not all credit checks work the same way. Some won’t touch your score at all, while others create inquiries that stay on your report for years. Understanding how soft and hard credit pulls ...

Before applying for a car loan, it’s wise to check your credit score. That will give you a pretty good indication of where you stand in the eyes of potential lenders. Many people assume that few car ...

Minimum credit score requirements for business loans vary by lender and loan type Written By Written by Staff Loans Writer, Buy Side Emily Sherman is a staff loans writer for Buy Side, covering ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...