Nonstandard car insurance is a type of policy for drivers who may not be able to get a standard policy due to their high risk. Motorists can be classified as high-risk for a number of reasons, ...

If you’ve accumulated some traffic violations, been at fault in a few car accidents or recently filed multiple car insurance claims, your car insurance rates may climb. When someone is classified as a ...

What exactly does car insurance cover? This is one of the most common questions we get, but the answer is surprisingly complex. It depends on the state where you live, what coverage you’ve chosen, who ...

Car insurance isn't something that is nice to have. In most states, it's a requirement for drivers to obtain minimum liability coverage. And if you're financing your vehicle, specifically, the lender ...

The average annual cost of an auto insurance policy is $2,304, or $192 per month, according to Experian data from January 2025. If you're paying more than that, you may be wondering how your car ...

Reducing your car insurance to minimum coverage could save you thousands on premiums. But when is it worth the risk?

Elephant car insurance costs vary by age, credit, and driving record. See average monthly rates for full coverage and ...

Alexi Morgan is a writer who has spent her career curating data-driven content to help consumers make better financial decisions. Specializing in topics from car insurance to banking, she has led ...

Explore adverse selection in insurance, identify risks, and learn how insurers safeguard against it. Understand premium ...