USDA loans: With a USDA loan, you can modify your mortgage with an extended term of up to 40 years, reduce the interest rate ...

Consider a loan modification a lifeline for homeowners in trouble. If you've been hit with financial hardships that hamper your ability to pay the mortgage, there are options other than foreclosure or ...

Loan modification programs are initiatives designed to help borrowers who are struggling to make their mortgage payments. These programs provide an opportunity to restructure the terms of a mortgage ...

A low interest rate environment coupled with the effects of the volatile rate environment in recent years has caused Americans who own homes to consider changing the terms of their mortgages. Their ...

A Reddit poster fell behind on his mortgage due to a hurricane and deaths in the family. Banks usually don’t want to take your home, so it is very likely they will work with the poster to find a ...

Many struggling homeowners say their attempts to get a loan modification have been met with either long waits to get their case reviewed, no response at all or a runaround.