President Trump has called for a 10% cap on credit card interest rates. What to know to get a lender's best rates sooner.

Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.

Your credit score quietly decides how lenders see you. Improve it, and loans get cheaper, faster, and easier to negotiate.

More than a third of all Americans have a credit score below 670, according to Experian. And many don’t realize what’s hurting their credit until they’re denied a loan or hit with higher costs. Your ...

Regardless of what happens to the proposed credit card interest rate cap, a better credit score gets you access to better rates.

If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit scoring models compare your credit card balances to their credit limits as ...

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

Your credit score feels like one of those mysterious numbers that controls your financial life, but you might not know anything about improving it quickly. Can you actually boost your score in weeks ...

Could your debt be reduced or forgiven? Take our financial relief quiz. There is nothing like the thrill of paying off a debt. However, that excitement can quickly wane, turning into impatience as you ...

Discover why your U.S. credit score might not influence financial decisions abroad. Learn what you can do to establish good ...