The Fed Meets This Week—What It Could Mean for Savings and CD Rates

After cutting rates late last year, the Federal Reserve will soon make its first rate decision of 2026. Here’s how the ...

Today’s CD rates for January 23, 2026: Highest APYs range from 4.10% to 4.78%

Explore top short- and long-term CD rates available today ...

CD Rates Today: January 15, 2026 – Rates As High As 4.94%

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

Why I'm Not Opening Any CDs in 2026 -- Even With Rates Near 4%

Top CD rates are still hovering near 4%, offering a solid guaranteed rate on your cash for months or years. Find out why I'm ...

How much interest will a $30,000 CD account earn in 2026?

The interest earnings on a CD account of this size can be substantial. And they can materialize fairly quickly, too.

Best CD Rates Today, Jan. 23, 2026: Top APYs Keep Shrinking -- Don't Wait

Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.

$20,000 CD vs. $20,000 high-yield savings account: Here's which can earn more in 2026

The interest-earning potential with either account is significant now, but only one will guarantee those returns.

Best Jumbo CD Rates Our Experts Found Today, Jan. 23, 2026: Up to 4.35%

If you have a large amount of money to deposit, today's best jumbo CD rate is 4.35% APY, offered by Veridian Credit Union.
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Some CDs are still offering 4% and up — but experts say ‘rates are likely to decline.’ So should you lock in now?

If you’ve been eyeing a CD, now may be the time to lock in, as many experts predict that CD rates are likely to dip in December and the coming months. “A third rate cut [from the Federal Reserve] this ...