Winter Storm Fern underscores a new reality - extreme weather is disrupting and reshaping the homeowners insurance market.

Insurance.com reports that home insurance rates are rising due to climate change, inflation, and legal challenges, causing ...

Quick Read Average homeowners insurance reached $1,952 annually, up 8.5%. Insurance now represents 9% of typical monthly ...

Rates actually declined or remained flat over a two-year period in 15 states, including Florida, with natural disasters and ...

Homeowners in these 14 states pay at least $1,100 less than the national average for home insurance.