Mortgage rates saw significant improvements in 2025, but will that continue this month? Here's what to know now.

Looking ahead to 2026, the Fed’s own median projection or “dot plot” suggested there would be only one additional 25 basis ...

If you're planning to borrow from your home's equity, it's important to know what could be coming for rates soon.

HELOC rates declined considerably in 2025. Here's what's considered to be a good one now, at the start of 2026.

Most Fed officials currently estimate that the long-run neutral rate falls between 2.5% and 3%, but roughly 4.5% to 5% when ...

Angelica Leicht is a seasoned personal finance writer and editor with nearly two decades of experience but just one goal: to help readers make the best decisions for their wallets. Her expertise spans ...

One way borrowers can get a lower interest rate is by putting more money down upfront. This strategy, called a mortgage buydown, involves buying mortgage points that lower your rate by a certain ...

David Rodeck specializes in making insurance, investing, and financial planning understandable for readers. He has written for publications like AARP and Forbes Advisor, as well as major corporations ...

An accrual rate is the interest percentage added to the principal of a financial product between payments. Learn how it applies to bonds, mortgages, and vacation time.

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...