To take advantage of today's cooler mortgage rate climate, buyers should consider the answers to these questions.

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Interest rates are being cut again and mortgage interest rates are hovering near their lowest level in three years. So it would be understandable if homebuyers are ready to get off the sidelines and ...

As consumer expectations shift toward transparency, U.S. mortgage lenders face a pressing question: should they make their loan products and rates public? What seems like a simple choice has deep ...