Student loan rates are starting to see lenders battle to have the lowest rate. As of January 13, 2026, private student loan lenders are offering fixed rates as low as 2.69% APR and variable rates ...

Student loan refinance rates have held steady going into the New Year. As of January 1, 2026, student loan refinance lenders ...

Refinancing your student loans with a private lender can lower your costs and get you out of debt more quickly, but it comes with serious downsides if you have federal loans. With the best lenders, ...

Before you borrow for college, it’s important to understand how federal and private student loans differ. Federal student loans have fixed rates set annually by the government and everyone who borrows ...

Before you borrow for college, it’s important to understand how federal and private student loans differ. Federal student loans have fixed rates set annually by the government and everyone who borrows ...

Federal student loan interest rates hit record lows on July 1. But those rates are still higher than what some private lenders are offering. More From NerdWallet Ryan Lane is a writer at NerdWallet.

Choosing between a fixed-rate and variable-rate loan can affect how much you pay over time and how easily you can budget each month. Fixed-rate loans offer predictable monthly payments and protection ...

According to the CME FedWatch, there’s a 95% chance that the Fed will cut its target interest rate by 25 basis points at its meeting on Sept. 17, 2025. “The Federal Reserve is attempting to balance ...