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Veronica Beagle is the managing editor for Education at Forbes Advisor. She completed her master’s in English at the University of Hawai‘i at Mānoa. Before coming to Forbes Advisor she worked on ...

We independently review everything we recommend. When you buy through our links, we may earn a commission. Learn more› By Thom Dunn Thom Dunn is a writer focusing on home heating and cooling. He once ...