Abstract: Consumer credit risk assessment (CRA) is a process of data gathered from IoT devices called the Consumer IoT. CRA determines the probability that a consumer will miss payments on a financial ...
Abstract: In conventional educational environments, it is labor-intensive, subjective, and susceptible to human error to hand-mark descriptive answers. This article ...
Forbes contributors publish independent expert analyses and insights. Dr. Cheryl Robinson covers areas of leadership, pivoting and careers. This voice experience is generated by AI. Learn more. This ...