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The new Empower DPA Program allows homebuyers to receive a grant towards down payment ‼️ There is no need to pay it back over time or share any home equity. Here’s how it works, borrowers take an average 1% higher FHA interest rate for 6 months. After 6 payments, the money from the grant is forgiven and borrowers can do a streamline refinance to get a lower payment when interest rates drop next summer. This program only works for FHA loans and borrower’s must meet qualification requirements. Not
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