Big development in India’s rural credit system 🇮🇳 Credit Information Companies (CICs) have approached the RBI to include utility bill payment data in credit assessment. Why is this important? 👉 Many rural borrowers & SHG members have thin or no credit history 👉 Utility bills can help create a clearer borrower profile 👉 This aligns with the Grameen Credit Score (GCS) announced in the Union Budget 2025–26 If approved, this move could be a game-changer for financial inclusion and rural lending
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